Terms & Conditions

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General Information

The information provided on this website is for general informational purposes only. While we strive to ensure accuracy, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website.

Not Financial or Legal Advice

Content on this website does not constitute financial, tax, legal, or immigration advice. Information provided is general guidance only and should not be relied upon without seeking professional advice tailored to your specific circumstances.

Formal advice is only provided through written engagement letters following a comprehensive assessment of your individual situation.

Professional Services

Duma Partners Ltd provides accounting, tax, and business advisory services. We are not:

• Authorised or regulated by the Financial Conduct Authority (FCA) to provide investment advice

• Regulated immigration advisers under the Immigration and Asylum Act 1999 (immigration file preparation is administrative only)

• Solicitors or qualified to provide legal advice on matters outside our professional scope

Where specialist legal or regulated advice is required, we will refer you to appropriately qualified professionals.

Tax and Regulatory Matters

Tax laws and regulations change frequently. Information on this website reflects our understanding at the time of publication but may become outdated. You are responsible for ensuring compliance with current tax laws and regulations applicable to your circumstances.

We cannot guarantee specific tax outcomes or regulatory approvals. All tax planning and compliance services are subject to HMRC interpretation and potential challenge.

HMRC and Official Bodies

We are not affiliated with, endorsed by, or acting on behalf of HMRC, Companies House, the Home Office, or any other government body. Our services involve preparation and submission of documents to these bodies on your behalf as your appointed agent where authorized.

Third-Party Information

This website may reference or link to third-party websites, services, or resources. We do not endorse, control, or assume responsibility for third-party content. Your use of third-party resources is at your own risk.

No Guarantees

While we exercise professional care and diligence:

• We cannot guarantee specific business outcomes, funding approvals, or commercial success

• Immigration applications are decided by the Home Office; we cannot guarantee visa approvals

• Bank account applications are subject to individual bank policies and requirements

• Company registrations are subject to Companies House approval

Limitation of Liability

To the fullest extent permitted by law:

• We accept no liability for any loss or damage arising from reliance on website content without formal engagement

• We are not liable for decisions made based on general information provided on this website

• Use of this website is at your own risk

Nothing in this disclaimer excludes liability for death or personal injury caused by negligence, fraud, or matters that cannot be lawfully excluded.

Client Responsibilities

You are responsible for:

• Providing accurate and complete information for any services

• Making final decisions on business, tax, and legal matters

• Ensuring compliance with all applicable laws and regulations

• Seeking independent advice where appropriate

Information Accuracy

While we make every effort to keep website information current, we do not warrant that:

• Information is error-free or complete

• The website will be available without interruption

• Defects will be corrected

• The website is free from viruses or harmful components

Pricing Information

Prices listed on this website are indicative "from" prices. Final fees depend on complexity and scope of work and will be confirmed in writing before service commencement. Prices are subject to change without notice.

Professional Indemnity

We maintain appropriate professional indemnity insurance for the services we provide.

Bilingual Services

Services are available in English and Romanian. Where translation is required, we take reasonable care to ensure accuracy, but meanings may vary between languages. English versions of documents govern in case of discrepancy.

Data Protection

Personal data submitted through this website is processed in accordance with UK GDPR and our Privacy Policy. See our separate Privacy Policy for full details.

No Client Relationship

Use of this website or submission of enquiry forms does not create a client-adviser relationship. A formal relationship only exists following written engagement and acceptance of our terms.

Complaints

If you have concerns about information on this website or our services, contact us at office@dumapartners.co.uk.

Updates

We reserve the right to update this disclaimer at any time without notice. Continued use of the website constitutes acceptance of any changes.

Governing Law

This disclaimer is governed by the laws of England and Wales.

Contact Information

Duma Partners Ltd

Company Number: 16730831

Registered Office: 10 East Street, Littlehampton, BN17 6AW, United Kingdom

Email: office@dumapartners.co.uk

Last Updated: 22 January 2026

1. Introduction
These terms and conditions govern your use of the Duma Partners Ltd website and the provision of our services. By accessing this website or engaging our services, you agree to be bound by these terms.
Duma Partners Ltd is a company registered in England and Wales (Company Number: 16730831) with its registered office at 10 East Street, Littlehampton, BN17 6AW, United Kingdom.
2. Services
Duma Partners provides professional accounting, advisory, and consultancy services to businesses and individuals, including but not limited to:

• Business launch and setup services

• Strategic planning, funding, and growth advisory

• Financial compliance services (bookkeeping, VAT, payroll, corporation tax)

• Self-assessment tax returns

• Immigration file preparation and official liaison services

• Document translation services (Romanian ↔ English)

• Management consultancy

All services are delivered through partner-led, strategic guidance. Specific service terms will be detailed in individual engagement letters or service agreements.
3. Website Use
3.1 Permitted Use
You may use this website for lawful purposes only. You agree not to use the website in any way that breaches applicable laws or regulations, or in any way that is unlawful or fraudulent.
3.2 Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Duma Partners Ltd or its content suppliers and is protected by UK and international copyright laws. You may not reproduce, distribute, or commercially exploit any content without our prior written consent.
4. Engagement of Services
4.1 Engagement Process
Engagement of our services requires a signed engagement letter or service agreement that sets out the scope of work, fees, timelines, and specific terms applicable to your project.
4.2 Information Accuracy
You are responsible for providing complete, accurate, and timely information required for us to deliver our services. Failure to provide necessary information may result in delays or additional charges.
4.3 Client Obligations
You agree to:

• Respond promptly to requests for information or documentation

• Provide access to relevant records and systems

• Notify us immediately of any material changes affecting the services

• Comply with all legal and regulatory obligations related to your business

5. Fees and Payment
5.1 Pricing
Our pricing is project-based or subscription-based depending on the service. All quoted prices are "from" prices and may vary based on the complexity of your specific requirements. Final fees will be confirmed in your engagement letter.
5.2 Payment Terms
Unless otherwise agreed in writing:

• Invoices are payable within 14 days of the invoice date

• Payment is due by bank transfer to the account details specified on the invoice

• We reserve the right to charge interest on overdue amounts at the statutory rate under the Late Payment of Commercial Debts (Interest) Act 1998

5.3 Expenses
Reasonable expenses incurred in providing services (such as travel, filing fees, or third-party costs) may be charged separately unless included in a fixed-price package.
6. Confidentiality
6.1 Our Obligations
We will treat all information you provide as confidential and will not disclose it to third parties except:

• With your prior written consent

• As required by law or professional regulatory obligations

• To our professional advisers or insurers on a confidential basis

• To HMRC, Companies House, or other regulatory bodies as required for service delivery

6.2 Your Obligations
You agree to keep confidential any proprietary information, methodologies, or advice we provide to you.
6.3 Survival
Confidentiality obligations survive termination of services for a period of five years.
7. Data Protection
We process personal data in accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. Our Privacy Policy, available separately on our website, explains how we collect, use, and protect your personal information.
By engaging our services, you consent to our processing of your personal data as necessary to deliver the services and comply with legal obligations.
8. Professional Standards
We are committed to maintaining the highest professional standards. Our services are provided in accordance with applicable professional regulations and codes of conduct.
9. Limitation of Liability
9.1 Service Limitations
While we exercise reasonable care and skill in delivering our services, we cannot guarantee specific outcomes, regulatory approvals, or commercial results.
9.2 Financial Liability Cap
Our total liability for any claim arising from our services is limited to the lesser of:

• The fees paid by you for the specific service in the 12 months preceding the claim, or

• £1,000,000

9.3 Excluded Losses
We shall not be liable for:

• Indirect or consequential losses

• Loss of profits, revenue, business, or anticipated savings

• Loss of data or corruption of data

• Any losses arising from your failure to provide accurate or complete information

9.4 Legal Exceptions
Nothing in these terms excludes or limits our liability for:

• Death or personal injury caused by negligence

• Fraud or fraudulent misrepresentation

• Any matter for which it would be unlawful to exclude or limit liability

10. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of third-party sites. Your use of such sites is at your own risk.
11. Immigration Advice Disclaimer
Immigration file preparation and related services are provided for administrative and organizational purposes only. We are not regulated immigration advisers. All immigration advice is provided in strict accordance with UK regulations. Complex immigration matters may be referred to qualified legal professionals.
12. Professional Indemnity Insurance
We maintain professional indemnity insurance appropriate to our services.
13. Termination
13.1 Termination by You
You may terminate services by giving 30 days' written notice. You remain liable for all fees for services provided up to the termination date.
13.2 Termination by Us
We may terminate services immediately if:

• You breach these terms or your engagement letter

• You fail to pay invoices when due

• We identify a conflict of interest or professional obligation that prevents us from continuing

• You engage in conduct that damages our reputation or business

13.3 Effect of Termination
Upon termination, we will provide you with work completed to date and return your documents. You remain obligated to pay all outstanding fees.
14. Anti-Money Laundering
We are subject to anti-money laundering regulations and are required to verify the identity of our clients and, in some cases, beneficial owners. We may request identification documents and reserve the right to decline services if we cannot complete required checks.
15. Complaints
If you are dissatisfied with our services, please contact us in writing at office@dumapartners.co.uk. We will investigate your complaint promptly and respond within 28 days.
16. Force Majeure
We shall not be liable for any failure or delay in performing our obligations due to circumstances beyond our reasonable control, including acts of God, war, terrorism, pandemic, government restrictions, or failure of third-party systems.
17. Entire Agreement
These terms, together with any engagement letter or service agreement, constitute the entire agreement between you and Duma Partners Ltd and supersede all prior discussions or agreements.
18. Amendments
We reserve the right to update these terms at any time. Changes will be posted on our website with an updated "Last Updated" date. Continued use of our website or services after changes constitutes acceptance of the revised terms.
19. Severability
If any provision of these terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
20. No Waiver
Our failure to enforce any provision of these terms does not constitute a waiver of that provision or our right to enforce it subsequently.
21. Assignment
You may not assign or transfer your rights or obligations under these terms without our prior written consent. We may assign our rights and obligations to a successor entity.
22. Governing Law and Jurisdiction
These terms are governed by the laws of England and Wales. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
23. Contact Information
For questions about these terms or our services, please contact:
Duma Partners Ltd
10 East Street
Littlehampton
BN17 6AW
United Kingdom
Email: office@dumapartners.co.uk

Last Updated: 22 January 2026